How to make UPI payments without active internet with just a call? Know here

UPI 123Pay: The digital era has simplified numerous tasks, including money transfers. In the past, sending money required a visit to the bank, but now, you can effortlessly accomplish this from the comfort of your home using a mobile phone and an internet connection. Surprisingly, even without an internet connection or with a basic feature phone, you can smoothly send money via UPI.

HDFC Bank, a prominent private sector bank, has recently introduced three digital products associated with UPI, namely UPI 123Pay, UPI plug-in service for merchant transactions, and Autopay on QR code. 

Here’s how you can make UPI payments without an active internet connection:

1. UPI 123Pay: Payment via IVR

UPI 123Pay enables individuals to make UPI payments simply by making a phone call, making it accessible to those without internet access or smartphones. Customers can conveniently book and pay for services through Interactive Voice Response (IVR).

2. UPI plug-in service for merchant transactions

The UPI Plug-In Service streamlines UPI payments, eliminating the need to switch between different apps when making purchases.

3. Autopay on QR code

AutoPay with QR codes simplifies recurring payments. Set up automatic payments for streaming services, subscriptions, and more using UPI QR codes, eliminating the need for manual transactions.

Read more: How can you make UPI payments without sufficient bank balance and repay later? Know here