PM Kisan: Check step-by-step guide to apply for Kisan Credit Cards through SBI

The Central government had launched a Kisan Credit Card (KCC) scheme in 1998 which helps to provide short-term formal credit to farmers. The scheme was first created by the National Bank for Agriculture and Rural Development (NABARD).  

PM Modi had tweeted on September 28 that more than 2 crore farmers have so far benefitted and were given the Kisan Credit Cards. After linking the Kisan Credit Card to PM Kisan Yojana, farmers can now apply for a loan for up to Rs 3 lakh at a 4% interest said. 

 September 28, 2021

In a statement, PIB said, "More than 2 crore Kisan Credit Cards were issued during Corona person, most of them to small farmers. Such farmers will be benefitted by the agriculture infrastructure and connectivity infrastructure that is coming up in the country." 

Benefits of Kisan Credit Cards 

The Kisan Credit Cards help farmers to avoid the high interest rate of banks as the interest rate for KCC start from 2%. It is easy for farmers to apply for the Kisan Credit Card through the State Bank of India. SBI's online service will help facilitate KCC Review.

Speaking about the same, SBI tweeted, "Empowering farmers by facilitating KCC Review feature on YONO Krishi platform! SBI farmer customers can now apply for KCC review without visiting the branch, need to download SBI YONO app."

Kisan Credit Cards - Step-by-step guide to applying online

Step 1: Download the SBI YONO app 

Step 2: Log in to the website - https://www.sbiyono.sbi/index.html   

Step 3: Go to YONO Krishi 

Step 4:  Go to 'Khata' 

Step 5: Go to the KCC Review section 

Step 6: Click on apply and complete the due process.