Jan Dhan account holders ALERT! Bumper benefits available under PMJDY - Check details here

Pradhan Mantri Jan Dhan Yojana (PMJDY) is one of the most ambitious financial programs launched by the government. PM Jan Dhan Yojana was launched during the first term of the Modi government. Under this scheme, the common citizen of the country is given the facility to open a Jan Dhan account in the bank.

Many types of financial benefits are available under this scheme. It is not known to many Jan Dhan account holders that they can also receive financial aid from the government during a time of crisis. Let's know more about these benefits.

Benefit of Rs 1.30 lakh under insurance scheme

Pradhan Mantri Jan Dhan Yojana account holder gets a total benefit of Rs 1.30 lakh. Apart from this, accident insurance is also available in it. The account holder gets accident insurance of Rs 1,00,000 along with general insurance of Rs 30,000, which is given to the account holder when he/she meets with an accident. Even if the account holder dies in an accident, his family gets one lakh rupees.

Benefits of opening zero balance account

PM Modi himself has praised Jan Dhan scheme many times and has highlighted its benefits too. The scheme ensures access to banking/savings and deposit accounts, loans, insurance, pension of common man. This special account with zero balance facility can be opened in any bank branch near your home.

How to open PMJDY account?

If you want to open your Jan Dhan account, then you have to go to your nearest bank and fill the form with detailed information like name, mobile number, name of bank branch, address of applicant, nominee, occupation/employment and annual income and number of dependents, SSA code or ward number, village code or town code etc. Any citizen residing in India, whose age is 10 years or more, can open a Jan Dhan account.