Employee Provident Fund is a government-mandated scheme established by the Employee Provident Fund Act of 1952, in which you and your employer contribute a set amount each month. 

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While your PF account changes when you switch a job, your consolidated EPF account, identified by your Universal Account Number (UAN), remains the same. 

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Employees' Provident Fund (EPF) employees may withdraw their Provident Fund (PF) balance online after retirement or can take out a portion of their savings in case of a financial emergency.

Here is a step-by-step guide to withdrawing PF online using the UMANG app 

Step 1: Download the UMANG app from Google Play Store or Apple's App Store 

Step 2: Open the app and click on the new user option 

Step 3: Register yourself on the UMANG app by following the instructions such as setting up the MPIN using OTP (One Time Password) 

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Step 4: After registration is complete, log in to the app and select the 'All Services' option

Step 5: Click on 'EPFO' and select the Raise Claim option 

Step 6: Submit your EPF UAN number to generate the OTP 

Step 7: Submit the OTP sent to your registered mobile number and select the type of withdrawal before filing the form. 

Step 8: Now, submit the form.