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PERSONAL FINANCE
After taking this policy, you will not need to worry about your daughter's education and her marriage.
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Updated : Sep 01, 2021, 09:32 PM IST
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New Delhi: If you have a daughter and you are planning investments in her name then there is good news for you. The Life Insurance Corporation of India (LIC) has come up with a new scheme called LIC Kanyadan Policy. After taking this policy, you can be free from the worry of your daughter's marriage. This policy has been specifically introduced for the marriage of daughters.
To fill the form for this policy, you will need Aadhar Card, Income Proof, Identity Card, Address Proof and Passport Size Photo. Apart from this, a signed application form and cheque or cash for the first premium along with a birth certificate will also have to be given.
This policy can be taken for either 13 years or 25 years. Apart from marriage, this money can also be used for the education of the daughter. Overall, you can be free from worrying about your daughter's education and her marriage with this policy.
If you want to take a policy for your daughter, your age must be at least 30 years and the age of the daughter must be at least 1 year. Although this policy is for 25 years, the premium has to be paid only for 22 years. No premium will have to be paid for the remaining 3 years. It is also worth noting that the tenure of this policy can also be reduced according to the age of the daughter.
In case of the policyholder's death, his family will not have to pay the premium. If the death is accidental then the family will get Rs 10 lakh in lump sum. If the death is non-accidental then Rs 5 lakh will be given. Along with this, the family will also get Rs 50,000 every year till maturity. That is, the death benefit is also included in this plan. After 25 years, an amount of Rs 27 lakh will be given to the nominee.
In this policy, you have to pay a premium of Rs 121 per day i.e. around Rs 3,600 per month. If you want, you can also take a policy at a lower premium than this. But the amount received from this will also be reduced. You will get Rs 27 lakh after 25 years by investing Rs 121 daily.
