The year-end is approaching and that means its vacation time. While some of us may travel, some may prefer to spend time with loved ones at home. If you are travelling during the holidays, it is important to take care of expenses. This is where credit cards can help. Here are five types of credit cards that are useful during holiday season:
Travel credit cards
Travel credit cards come with tons of benefits. This type of credit card comes in handy both in India, as well as abroad. Majority of the banks have partnerships with aviation companies that allow them to provide users with these credit cards. Customers availing the service can earn air miles on making a transaction using the said credit card. Reward points earned can also be traded in for air miles. These air miles can be used to book tickets, upgrade seats and more. The card can also be used to avail lounge services during long hauls. These credit cards not only provide miles, but also help with hotel deals, insurance, and other experiential offers.
Credit cards with entertainment offers
These are credit cards that will come in handy when you go for a movie, or a live show while on vacation. You can use them to get cashback and (or) avail 'Buy one get one free' offer on movie or event tickets.
If you want to go golfing, you can use the entertainment credit card and avail some benefits while earning reward points for every transaction. These reward points can be redeemed while booking tickets for a movie, event or for travel purposes.
Platinum cards
These cards are hugely popular among travelers and non-travelers alike because of the wide range of privileges they offer. Users can benefit from offers related to lifestyle, dining, entertainment and more. The joining and renewal fees, however, a little higher than most other types of credit cards. Some benefits that make platinum cards stand out include accelerated reward points, access to premium lounges at airports, gift vouchers from top brands, cashback, global usage, and other exclusive deals.
Cards with auto rewards
These credit cards provide benefits on every fuel transaction made. This is very helpful for travelers who go on road trips and would need to refuel their vehicle frequently. This card helps you save big every time you need to fill gas while on your trip. You can save up reward points which you can redeem while refueling.
Credit cards with pre-paid service
Last but definitely not the least, credit cards that allow you to load money into them beforehand. These credit cards are a blessing for the spendthrifts. You can still enjoy the benefits of a credit card without having to depend on a credit line. The balance would be the amount that is remaining in the account after the transactions are complete.
SPEND AND GAIN
- Travel cards are useful if holidaying either in India or abroad
- Use entertainment cards to get free tickets for movies or events
The writer is Founder and CEO, GrabOn
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