Prime Minister Narendra Modi launched the Pradhan Mantri Jan Arogya Yojana PMJAY-Ayushman Bharat Ranchi in Jharkhand on Sunday.
Prime Minister Narendra Modi launched the Pradhan Mantri Jan Arogya Yojana PMJAY-Ayushman Bharat Ranchi in Jharkhand on Sunday.
Describing it as a 'game changer', Modi said the scheme was a step towards serving the poor people of the country and it would come into effect from Sunday.
"Some call it Modicare, some call it a scheme for the poor. It is definitely a scheme to serve the poor," he said.
PMJAY-Ayushman Bharat is the biggest government-sponsored healthcare scheme in the world, Modi added.
PM-JAY will cover medical and hospitalization expenses for almost all secondary care and most of tertiary care procedures. PM-JAY has defined 1,350 medical packages covering surgery, medical and day care treatments including medicines, diagnostics and transport.
► For details about the scheme a benificiery can log-on to — mera.pmjay.gov.in — and the helpline (14555).
► A beneficiary only needs to enter his or her mobile number, which is verified through an OTP.
► If the person is on the verified list, eKYC with Aadhaar or any other identification document can be completed online.
► For more details, you can also log on to Facebook Page or Twitter
► You can also check details about your eligibility for Rs 5 lakh per annum health insurance, here.
Benefits of PM-JAY
Beneficiary Level
- Government provides health insurance cover of up to Rs. 5,00,000 per family per year.
- More than 10.74 crore poor and vulnerable families (approximately 50 crore beneficiaries) covered across the country.
- All families listed in the SECC database as per defined criteria will be covered. No cap on family size and age of members.
- Priority to girl child, women and and senior citizens.
- Free treatment available at all public and empaneled private hospitals in times of need.
- Covers secondary and tertiary care hospitalization.
- 1,350 medical packages covering surgery, medical and day care treatments, cost of medicines and diagnostics.
- All pre-existing diseases covered. Hospitals cannot deny treatment.
- Cashless and paperless access to quality health care services.
- Hospitals will not be allowed to charge any additional money from beneficiaries for the treatment.
- Eligible beneificiares can avail services across India, offering benefit of national portability. Can reach out for information, assistance, complaints and grievances to a 24X7 helpline number - 14555
Health System
- Help India progressively achieve Universal Health Coverage (UHC) and Sustainable Development Goals (SDG).
- Ensure improved access and affordability, of quality secondary and tertiary care services through a combination of public hospitals and well measured strategic purchasing of services in health care deficit areas, from private care providers, especially the not-for profit providers.
- Significantly reduce out of pocket expenditure for hospitalization. Mitigate financial risk arising out of catastrophic health episodes and consequent impoverishment for poor and vulnerable families.
- Acting as a steward, align the growth of private sector with public health goals.
- Enhanced used to of evidence based health care and cost control for improved health outcomes.
- Strengthen public health care systems through infusion of insurance revenues.
- Enable creation of new health infrastructure in rural, remote and under-served areas.
- Increase health expenditure by Government as a percentage of GDP.
- Enhanced patient satisfaction.
- Improved health outcomes.
- Improvement in population-level productivity and efficiency
- Improved quality of life for the population
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