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Harsh Roongta

The budget not all that good, but not at all bad

Implementation of Rajiv Gandhi Equity Savings Scheme is bringing back the ELSS through the backdoor since the Direct Taxes Code is slated to remove ELSS from the list of eligible deductions.
Section: Analysis  | Saturday, March 17, 2012 8:00 IST

Individual mediclaim has a lot going for it

Before you set out to choose the mediclaim policy for you and your family members, you should know the factors which you should consider before opting for one.
Section: Money  | Wednesday, December 14, 2011 8:02 IST

For banks, it’s still girlfriend over wife

Some stories never change, like the differential treatment meted out by banks to their old and new customers.
Section: Analysis  | Saturday, October 22, 2011 12:00 IST

Take credit card loan only in emergency

Loans against credit card are like personal loans but without the cumbersome documentation.
Section: Money  | Tuesday, September 27, 2011 8:00 IST

Don’t bet the world on gold just yet

“I have Rs2 lakh to spare. Should I use this to partially prepay my home loan or invest in gold now and sell the gold after a year at a profit to prepay the home loan?”
Section: Analysis  | Saturday, September 24, 2011 8:00 IST

Harsh Roongta: How rate hikes impact your financial plan

Last month, the Reserve Bank of India (RBI) increased the repo rate by 50 basis points (bps). Rate hikes have negative (on liabilities) and positive impact (higher returns on FD).
Section: Analysis  | Saturday, August 20, 2011 10:00 IST

Loan against FD is better than a personal loan

The interest rate you need to pay will be fairly low as compared with a personal loan, as this is a secured loan and a personal loan is an unsecured loan.
Section: Money  | Tuesday, August 2, 2011 8:00 IST

Buying land to build a house? Take a composite loan

To buy a piece of land to construct a house you can get a composite loan, based on your income and the title of the property.
Section: Money  | Tuesday, July 19, 2011 7:55 IST

Transfer accumulated bonus on an old car to a new one

You can definitely transfer the bonus you have accumulated on your old car while you are buying a new car.
Section: Money  | Tuesday, July 12, 2011 7:10 IST

Don’t delay medical tests after paying premium for a life insurance policy

Insurance is a contract and a contract will be considered complete only when both parties agree to the terms and conditions of the contract.
Section: Money  | Saturday, July 9, 2011 8:00 IST
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